Disclaimer: This post is sponsored by PSECU, a Pennsylvania-based credit union.
Many parents erroneously believe that good money management skills develop after their kids leave the nest and have bills to pay. But psychological research indicates that children begin forming financial habits not too long after learning to talk, and by the time the littles start second grade, their attitudes toward money have become ingrained.
Given the early age at which kids begin developing attitudes about spending and saving, parents of any means do well to begin discussing money matters shortly after potty training is finished. Children who understand the value of money tend to save more and have healthier financial attitudes throughout life. Teaching them the value of a dollar early helps them make solid economic decisions for a lifetime. [Read more…]
Grit
The air was cool, so crisp that a deep lungful through the nostrils left a slight tingle.
In my doll’s tea set, there were no cups without saucers.
As someone who has studied and worked in several foreign countries, I know firsthand how challenging it can be to immerse yourself in another culture.